Motor Fleet Insurance

October 8, 2025

12:30

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Description

Motor fleet insurance can be confusing as it’s not the standard single vehicle that is being covered by the policy. There are a host of covers, restrictions and policy conditions, not to mention policy administration. In this course, we will explore how motor fleet insurance policies are incepted and the underwriting factors that an insurer would analyse to determine the premium, including burning costs and ‘vehicle years’.Motor fleet policies are claims heavy, so we will also explore common ways that the insured can help manage their risk to work in partnership and comply with the conditions on the policy.

Objectives

-Explain how different policies are incepted and administered-Recognise the link between underwriting criteria and claims-Provide advice to the insured on how to manage their motor risks

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