Technical challenges of BI & Underinsurance

November 16, 2025

12:30

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Description

Underinsurance and Business Interruption (BI) are complex areas within commercial insurance. Failing to correctly assess a client’s needs can lead to significant financial shortfalls and reputational damage for both the client and the broker.This course provides a practical and technical look at underinsurance and BI, exploring how these issues arise, why they are increasingly challenging in today’s market, and how to help clients set accurate sums insured and indemnity periods.

Objectives

-Recognise and explain the risks and exposures that lead to underinsurance-Understand the key factors when setting indemnity periods and sums insured for BI cover-Review case studies to strengthen technical understanding of BI and underinsurance

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